Google’s Android smartphone platform has now surpassed Apple’s iOS and Research in Motion’s operating system at the end of 2011. Smartphones are great instruments in getting up-to-date and real-time finance news and if you’re an Android user, these finance apps are the top-of-the-line.
Before Beginning Your App Shopping Spree
Before purchasing and downloading financial apps for your smartphone, first explore what your particular banks have to offer. Bank apps have specialized features with its customers in mind so you may want to check that out first and foremost.
Another important consideration is the security of both your smartphone and your personal and financial details. Check the ratings of each app and read user comments to find if there are any known security issues for those apps. If you want to test out an app before purchasing it, look for a free “lite” version and if you are happy with its features, upgrade to a premium version to unlock all its features.
Also consider what you want the app to do for you. There are plenty of apps that only provide selected functionalities. Do you want an app that would remind you of your bills’ due dates and your bank account information or do you want an app that keeps track of your daily, monthly or weekly budget?
To maximize the purpose of the app, make it a habit to input relevant data and maintain the information on the app. The app will only be useful if you continually add the information that it needs to show you want you want to know.
Security Reminders
As in any smartphone platform, using your gadget to store financial information exposes you to privacy risks whenever someone else touches your phone. To protect your data, put a password on your device and add extra security measures by adding passwords to the apps themselves. All of the apps that you will see below have additional security features for added protection. This will help you keep your personal information private in the event that you misplace your phone or if it gets stolen.
Easy Money
Easy Money boasts of a data entry system made simple and convenient for people on-the-go. There are different bills and expenditures categories that you can set so that you can get a quick overview of your expenses and still have the option to review the littlest details. You can even take photos of your receipts to make monitoring quicker. Making expenditures versus income comparisons is easy using the app’s charts and graphs.
This app is very useful for those who have multiple accounts in multiple currencies because you are able to keep track of everything in one place. your information can be password protected and you can also back up your information on your SD card.
Cashbook
This app makes it easy for you to track expenses, monitor cash flow and compute for taxes electronically. You will be able to stay on top of your financial bookkeeping anywhere and anytime. This is especially useful for small business owners who may not have time to sit on the desk crunching numbers and reviewing cash movements.
Cash Waltz
Monitor your expenses and cash flow conveniently using Cash Waltz. This app is extremely useful for households with a shared budget because it allows you to pair phones so that any purchases, payments or deposits will reflect on both devices. You can set up a text reminder for your billing schedules so that you won’t miss any payments.
Pageonce Pro
Pay your bills and monitor your expenses with ease using the Pageonce Pro. You can create schedules of the bills that you need to pay so that you won’t miss another due date. Pageonce Pro charges only $0.30 per bill paid through the app. You can track and monitor multiple accounts in one place so that you can stay on top of your budget anytime and anywhere. Deposits and purchases made from your account or credit cards will be reflected on the app. You can also protect your information using a password.
Mint
Mint makes it very easy to keep track of your expenditures, stay on top of your budget and review your cash flow. If you have multiple bank or finance accounts, Mint allows you to monitor all of it in one place and it saves your latest downloaded data so you can review your information online. You will also be able chart and graph your data so you can get a quick overview of your financial situation.
You can customize your settings so that you can receive e-mail or SMS alerts to remind you of your due dates for your bills. You will also be able to protect your financial information through a password on the app itself and should you lose your phone, you can disable your device within minutes from Mint.com
Debt Snowball
This app makes it easier and more rewarding for you to pay off mountains of debt in smaller increments. Debt Snowball also makes it easy for you to compute for interest fees and to create payment schedules to help you manage your debt efficiently.
ToMarket
Make your shopping trips more efficient with the ToMarket app which lets you create shopping lists, scan barcodes and navigate through aisles with ease. You can also keep track of your purchases by saving your lists or search for items through voice recognition. It will also help you keep track of the coupons that you have, as well as e-mail or text your grocery list to other people.
Money Pass
You’ll never have to drive around looking for a Money Pass ATM machine with this app. Simply enter a zip code or use your geolocation services to find the nearest Money Pass ATM in real time.
Key Ring
Do you have multiple loyalty cards? Key Ring will help you organize all of them so that you can monitor the deals and rewards that you are qualified for. The app also has a barcode scanner that will let you scan and keep your loyalty cards so that you can carry it with you all the time without taking up space on your wallet. You will also receive exclusive discounts and coupons from top retailers for extra savings.
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